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Welcome to the Independent Broker Network. IBN was founded back in 1989 under our original name, The Bay Area Brokers Association. Our purpose has always been to assist our fellow agency owners with obtaining direct appointments with our sponsoring insurance companies, general agencies and vendors. Almost all of our members are veteran agency principles and producers who have many years of experience. They turn to IBN for information about new markets, E&O coverage, legislation and consulting. Here are some of the other features that you will enjoy as a member of IBN:

The IBN Real News Email Broadcast this is our popular newsletter that covers new product announcements, breaking news stories, company incentive promotions, music reviews and numerous other topics. It is a unique publication.

Monthly Meetings we hold our general membership meetings in Milpitas, California at Giorgio’s Italian Restaurant and feature speakers from across the industry.

The IBN Annual Producer Appreciation Party in early December we host a “no-cost” sponsored party for our members and appointed agents of our sponsors. It is held at the San Jose Hilton and features a dinner, Casino gaming, and a Toys For Tots drive.

Preferred Consulting Services IBN is one of the only associations to offer this feature. Members can contact IBN and receive complimentary consultation services for their agency. If you need to know about company appointments, vendors, or other issues regarding your day-to-day operations, you IBN membership includes this service. We are insurance agents/brokers just like you and have decades of experience. This is one of our most popular membership benefits.

Low-Cost E&O Insurance IBN members receive access to an A+ XV admitted insurer for agency Errors and Omissions. If your agency has been in business for at least 3 years and has had no claims, you can save with our program. The policy includes legal expense outside the policy limits.

Direct Company Appointments – Why use an aggregator or a middle man to access company appointments. In many cases, we can help your agency get direct appointments based on your history in the industry and experience. Aggregators get part of your commission AND usually any contingency bonuses which you should be earning.


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Featured Companies:


National General Logo Color AHH

National General Insurance Group is one of the largest automobile insurers in the United States.  National General Insurance Group offers property and casualty products, including personal auto, RV, motorcycle, commercial auto and more.  With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers. Target Markets- Motorcycles, RVs, Home and Auto


Aegis General Insurance Agency is owned by K2 Insurance Services, LLC. based in San Diego, It was was formed in 2011 by Chairman and CEO Pat Kilkenny and President Bob Kimmel in partnership with investment firm Endeavour Capital. Pat and Bob have over 60 years of combined industry experience.  In 2013, K2 acquired Harrisburg, Pennsylvania-based Aegis Security Insurance Company, an A.M. Best “A” (Excellent) insurer. Licensed in all 50 states,  Target Markets- Manufactured homes, motorcycles, travel trailers, select-value dwellings and other specialty insurance products 


In 1923, founder and insurance executive Hawthorne K. Dent had a vision to pioneer a whole new approach to insurance. Defying convention, and ignoring doubtful peers, he started the General Insurance Company of America in Seattle, Washington. People called us “The General.” Although back then the center of insurance activity was located in the Northeast, we began to earn praise for our competitive prices and superb service. Over the years our business spread down the West Coast to Southern California and as far east as Connecticut.

In 2004, we sold our life and investments division, focusing our attention fully on property and casualty insurance, as well as surety bonds. In September 2008, Safeco became part of Liberty Mutual Insurance. The financial strength of our parent company, combined with a national network of local independent agents, has enabled Safeco to focus exclusively on personal insurance. We offer a comprehensive mix of coverage, pricing and personalized service to individuals and families looking to protect their homes, autos and more. Target Markets: Preferred Home, Auto, Umbrella, Dwelling Fire, Boat and Motorcycle


Anchor General Insurance Company is a San Diego based company specializing in providing non-standard private passenger automobile liability and physical damage coverage in California, Arizona and Texas. Anchor General Insurance Company’s policies are managed by Anchor General Insurance Agency, Inc., a program administrator. Anchor General Insurance Agency, Inc. manages several exclusive automobile insurance programs in California, Arizona, Oregon and Washington with anticipated expansion into a number of additional states and products.  Anchor strives to provide the highest quality of customer service to its policyholders and producers. Starting with low down payments to providing payment options online, monthly EFT, payment by phone, check, or credit card, Anchor makes every effort to raise the customer satisfaction bar in all areas of its business practices. By providing superior customer service and claims’ handling, a consistent and stable market for its policyholders, and maintaining a dedicated and innovative approach to management with investment in advanced technology, Anchor continues to be a leading dominant force in the non-standard auto insurance marketplace. Target Market – Nonstandard Auto

   Alliance United Insurance Company combines competitive rates with excellent service providing Automobile Insurance programs to fit your agency needs. We offer attractive rates with easy, no hassle underwriting. We are able to insure most drivers regardless of their driving record. Our goal is to provide outstanding service with ease of doing business while offering an exceptional value to you and your clients. Target Market – Nonstandard Auto


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